Mortgage Affordability

What Affects How Much You Can Afford

How much home you can afford depends on several factors: your income, your existing debts and monthly obligations, your down payment, and the loan type. A lender looks at the full picture — not just one number.

There is no single formula that fits everyone. The best way to know your real number is to get pre-qualified.

• Get pre-qualified — start with the 2-minute pre-qualification form.
• Use the Mortgage Calculator to estimate a monthly payment at different home prices.
• Call Maryam at (949) 431-6565 to talk through your situation.